Most states will allow you to register a car in one name even if two names are on the title. That said, we do not charge late fees until you are over the 30-day deadline. Vehicles can be jointly owned and titled in two different names, or a car can be owned individually. If your car title is damaged or missing, you can obtain a duplicate title by submitting the following paperwork to the Georgia DOR: The Motor Vehicle Title/Tag Application (Form MV-1). Before sharing sensitive or personal information, make sure you’re on an official state website. How do I know my title is a clear, transferable title? Search their site for the correct form to add a name to your car title. A car title, also referred to as ownership, is a document that proves who owns a vehicle. Where there are TWO registered owners listed on the title, you must check to see if there is an“OR” or nothing listed between the registered owners’ names. Please update your bookmark and visit DRIVES e-Services for all your vehicle registration and title needs. How the two names are listed also has specific legal ramifications. It may be the same for as required to apply for a car title. If you purchase a vehicle from an individual, law enforcement requires you to title your vehicle within 7 business days. Next to that, write in the date the car was sold. Sure! Two names on vehicle title - can both be sued. The exact process for registration varies by state. Can a dealership sell a car without a title? Car owners must apply for a vehicle title before they may register their vehicles, or they may complete the two transactions simultaneously if drivers meet all registration requirements. Duplicate Georgia Title. Almost all states use the “and/or” rules when it comes to co-owners on car titles. It may be the same for as required to apply for a car title. Step 4: Alert insurance provider. If the names on the title are not separated either by an AND or an OR it has the same meaning as an AND. It is important to be prepared when you are ready to sign a car title. On the next line, the purchaser should print their street address. Motor Vehicle Title/Tag Application (MV-1) Payments $18 title transfer; $20 registration; Local taxes; You’ll then process the vehicle the same as you would the normal registration process. To complete a car title transfer and register your vehicle, go in person to a GA DOR title office within 30 days of the sale date. The title that is sent to you should reflect all the correct information, including having your name and address on it, since you’re the true owner of the vehicle now. Georgia Independent Automobile Dealers Association 6903 Oak Ridge Commerce Way SW Austell, GA 30168 OPERATING HOURS MONDAY - THURSDAY 8:00am-5:00pm FRIDAY 8:00am-4:00pm (Closed each day from 12:00pm-1:00pm) 770-745-9650 Toll Free: 800-472-8101 770-745-9655 Print your names as "buyers" of the vehicle. But once the loan is in place, the lender holds onto the title until the loan is paid in full, at which point the title reverts to the buyer. When you purchase, lease or move a vehicle to Georgia, you must title your vehicle within 30 days. Step 3: Check with the lienholder if you have a loan on the car. The way a vehicle is owned and titled impacts the way it is transferred after an owner's death. Georgia does not use the word “or” or the word “and” to establish joint ownership of a vehicle. Verify your are signing correctly BEFORE signing the title! As exciting as it is to buy a new car, it can also be stressful. When a CA title has 2 names on it the way the names are recorded will decide who can sell the vehicle. In the text block that says “Purchaser’s legal name,” the buyer should print their name. let's say there are two owners names on the title but one is trying to sell the car. To Add a Name: You will write in the following information on the back of the Georgia car title near the top. That’s because your state government sees a vehicle purchase as a great opportunity to squeeze some money out of you. is that allowed? A Georgia auto title transfer is a procedure that mandates vehicle owners to transfer their ownership rights of a motor vehicle to another legal party which purchases the vehicle. Jonathan’s response is correct. What if they have a slash in between them? The process of titling a car varies depending on whether the car is new or used, but the two follow the same basic rules for ownership. In this post, I will talk about multiple owners on a vehicle title. State of Georgia government websites and email systems use “” or “” at the end of the address. The title transfers for cars are procedures that are conducted at the moment when two legal entities are selling and purchasing either a new or a used motor vehicle. Motor Vehicle Services Georgia DRIVES e-Services has replaced this service. If the co-owners names are joined with “and” then both parties must be present to sell the car. If there is an “OR”, EITHER registered owner can sign and print their name using the instructions above. Joint Ownership. If you don’t receive it within a month, contact the bank that held your car loan to find out when you should receive it. Write the names as you want them to appear on the new title. Before your visit, you can pre-apply online to get your information into the MVD's system and save yourself some time and paperwork.. You'll need to take: Your Georgia driver's license or identification card. Car Ownership Basics. What if the vehicle isn’t registered in my name? In addition to getting a good deal, you have to worry about paying for the vehicle. Contact our processing center at 1-877-957-2277 for more information. Adding, Dropping or Changing a Name on a Registration and Title. If the names are separated by the word "AND" it means you both equally own the car, and BOTH must sign to dispose of it. The vehicle does not have to be registered in your name. Georgia Title Fees and Taxes. "And" or a slash (/) requires the signature of each owner to sell the vehicle. In other words, the title to a vehicle that is jointly owned by John and Mary Smith will be printed to reflect their names as John Smith on one line with Mary Smith printed below the name of John Smith on the second line. Late fees include: $10.00 added to the title fee Therefore both named title holders must sign over title for the vehicle to be legally sold, traded or gifted. However, if you’re buying a car from a private seller, then you’ll need to take the right steps to transfer the title into your name. Your ex can sign off on the car voluntarily, but if he or she doesn’t, you need a court order, usually a divorce decree that gives the vehicle to you. There’s no escaping fees and taxes when transferring and registering a vehicle. After printing your names as the “buyers,” you and your spouse should both sign the title in the appropriate places. I had a client come in who had just bought a 2007 Chevrolet Silverado 1500 pick up truck. Local, state, and federal government websites often end in .gov. Vehicle Title, Tax, Insurance & Registration Costs When you buy a new or used vehicle, you’re always going to pay more than the sticker price. Some lenders won’t allow you to add a name because it changes the terms of the loan. The owner of a car must have a title to it in their name. If separated by the word "OR" it means you EACH own the car separately and either can dispose of it without the permission or knowledge of the other. This service is provided by appointment only at a DMV office.When adding, dropping or changing a name on a vehicle that is currently registered, the owner will need to make an appointment at a DMV office and present the following:. The Georgia DOR's Motor Vehicle Division offers a Limited Power of Attorney/Motor Vehicle Transactions (Form T-8) at its website. Transferring your vehicle title before, during or after a divorce requires someone’s permission — either your ex's or that of the court. Car ownership is based on whose name appears on the car title. Depending on the state and the way the owners' names are listed on the title, the surviving co-owner may automatically inherit the vehicle. do both have to sign the title over? The sellers name MUST match the name of the owner(s) on the front of the title. Of course, the registration has to be in one of the names on the title. Each state issues its own titles, so every time a car changes owners or changes states, the owner must obtain a new title. If the other party ends up getting the car in the divorce, you may have to turn it over to their name only so your name is no longer attached to it. For about 107 million Americans, that means taking out a car loan. If you and your spouse jointly owned a car, both of your names are likely on the title. With that being said, emphasis will be placed on two types of scenarios; multiple owners on a vehicle title (in the case of joint ownership) and multiple owners on a vehicle title (in the case of title skipping or title flipping). If a divorce awarded you the family wheels, then you'll be responsible for keeping that title document in good order. Print your name and your spouse's name as buyers on the title. if there are two names on the title of a car, do both have to sign to sell the car? State laws differ regarding this but basically when registering a vehicle and the names are joined by the word "or," one owner can sell the vehicle without the other's signature or consent. All car titles must be signed by the owners listed on the title in order to be registered with the state. The local department or registry of motor vehicles -- it goes by different names in different states -- is the place where you can change, add or delete names from a vehicle title; you'll just have to take a number, bring any required paperwork, and follow procedure. Time and time again, used car dealers across the state of Georgia do detrimental things to consumers. Step 1 advises finding the existing title, Step 2 tells you where to sign the title, Step 3 explains where to write your name as a buyer, Step 4 describes how to print and submit a Transfer of Title form, Step 5 recommends updating your vehicle registration, and Step 6 advises notifying your insurance company of the changes made. Vehicle owners must apply for a Georgia car title when they purchase or transfer a car, since titles display the name(s) of the vehicle’s legal owner. Update: What if the names do not say and or or. The name on the title and the name on registration documents often differ. The two models most recently introduced to the U.S. market have both been highly awarded during the short time since their launch: the 2018 Stinger performance sedan gained recognition with J.D. On a title there can be two names on a title separated by and OR or. Search their site for the correct form to add a name to your car title. When you buy from a dealership in Georgia, the dealer will handle this process (and the bank will hold the title if you’re not paying the car off). Step 3: Check with the lienholder if you have a loan on the car. Under Florida's "dangerous instrumentality doctrine" the title holders of a vehicle are liable if the vehicle is involved in an accident.