TRAVEL WITH TRAFALGAR FLEXIBLE & RISK-FREE BOOKINGS WITH FREE CHANGES* Search this site for a destination or trip Go Search Icon Clear search Navigation Clear Input Icon. ***** ) to go to Croatia in May 2020. Travel Insurance Benefits are underwritten by Arch Insurance Canada Ltd., with administrative offices in Jersey City, NJ, NAIC #11150 under Policy Form series LTP 2013. Alex Keshen . Do I need to use the full value of my FTC all at once? <